Here are some tips to help you in this current credit crunch, keep these tips in mind when spending!
Use a Free $500 Visa Gift Card instead of what's in your account!
1. Check the fee's
Is there a fee for using your debit card? Most banks will not charge you but the retailer might... also there is sometimes a difference between using your debit card as credit or debit from the retailer!
2. The larger transaction amounts clear first
Pay attention to the order in which you spend since you might end up overdrafting
3.Current vs. Available Balance
don't get confused by what's showing up online or your ATM statement. Generally the available balance is correct
4. Blocking your money before it's spent
Hotels and Car rentals will sometimes block off a portion of your money before you ever actually use it.. be careful
5. Overdosing on Overdraft
Banks will charge you a fee for every overdraft you get...even with protection!
Source: Creditcards.com
Spend wisely with Free $500 visa gift card
1 comment:
Great tips! I have overdrafted a few times and it makes me sick to pay the fees!
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